justine0988's profile

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120 Points

Thu, Dec 20, 2012 3:56 AM

Not enough money in account to cover upcoming bill

My bill is due tomorrow (12/20) and I deposited money into my checking account tonight to cover it but until the bank opens in the morning and actually processes the deposit, my available balance is not enough to cover it.

Last month the money did not get withdrawn because my account had insufficient funds and I had planned to pay the outstanding balance with my next cheque. Just before I got paid again, what was left of my money was just gone and I couldn't figure it out. I called my bank and found out Intuit took the money at a later time.

I could try just waiting to see and hope they cannot do an automatic debit because I'll end up overdrawn and have to pay a high fee. What can I do? If I had gotten to the bank earlier enough today AND they had an ATM mchine outside that actually swallowed your bills and processed them I wouldn't have this problem.

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